UntitledMedicare has been beneficial to me when I was employed. I was born with Spina Bifida with level of C3, a birth defect that reflects the nervous system due to the opening spine. I worked in the non-profit sector for a year. Because of my legitimate disability, I was able to participate in Extended Medicare. This work incentive was able to provide me with access to my doctors so that I could still receive care after I had entered the workforce. For example, my urologist whom I’ve been seeing at UCLA in Westwood, CA since the age of 10, I am still able to see. With the help of Extended Medicare, I was able to maintain good health while working.

Not only was Medicare excellent at maintaining access to my doctors while working, it also provided me access to my medical supplies. I was able to gain access to all my needs. During my time working, Medicare was able to provide me with my medical supplies that I needed to live and maintain a good healthy lifestyle. At the workplace, because Medicare was able to attain access to my supplies, I was able to do my protocol where I catheterize every 4 hours; basically five times a day which I continue to do today.

~ Brian, Sociology Major in Cerritos College

Transferring to Cal State University of Los Angeles for their Rehabilitation Services B.S. Program in Fall 2015.

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Advice From a Young Professional

The Basics

Medicare is the Federal health insurance plan. People who receive Social Security disability benefits for 24 months are eligible for Medicare. Medicare is our country’s health insurance program for people age 65 or older. If you are younger than age 65, you can qualify with certain disabilities or permanent kidney failure. The program helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care. There are four parts: (A) Hospital Insurance which is free, (B) Medical Insurance which requires you to pay a premium, (C) Medicare Advantage, and (D) Medicare Prescription Drug.

Upon completion of your Trial Work Period, many people are concerned about maintaining access to their Medicare coverage while working. Even if your cash benefits stop because you are making above substantial gainful activity (SGA), your health benefits can continue for some time, here’s how it works:

The incentive is called Extended Medicare Coverage for the Working Disabled. Medicare coverage continues for – 93 months (7 years and 9 months). During this time your Medicare Part A benefits will continue for free as long as your disabling condition meets SSA’s rules. During these 93 months, you can continue to pay the Part B premium as well. After your 93 months of premium free Medicare Part A ends, you will get a notice that will tell you when you can file an application to purchase Medicare coverage at a reduced rate.